What is a Jury Pool Investigation and Why Does it Matter?
When a case is heading toward trial, every piece of preparation matters, including understanding who may end up serving on the jury. A jury pool investigation i...
Insights on claims investigations, medical management, fraud detection, and industry trends.
When a case is heading toward trial, every piece of preparation matters, including understanding who may end up serving on the jury. A jury pool investigation i...
Creating a convincing fake medical record once required extensive knowledge of clinical terminology, billing codes, and provider documentation practices. Today,...
Picture this: A doctor reviews a young athlete�s heart screening. Not in eleven minutes � in eleven seconds. According to federal prosecutors, that�s exactly wh...
Claims professionals know that two workers with identical injuries don�t always follow the same recovery path. They may have the same diagnosis and same treatme...
AI has mostly been used as an assistant, helping generate content, answer questions, or complete tasks when prompted. Agentic AI works differently. Instead of w...
For many insurance organizations, claims and SIU operate in separate lanes. Claims teams manage the claim, and SIU gets involved when something raises concern....
A peer review and an independent medical exam (IME) both help answer medical questions within a claim, but they serve different purposes. Choosing the wrong one...
In September and October 2024, Hurricanes Helene and Milton made landfall on Florida�s Gulf Coast just two weeks apart, generating more than 436,000 claims acro...
Artificial intelligence is becoming more visible across healthcare and claims operations, including utilization review. As AI tools become more integrated into...
Bad faith verdicts rarely start with a carrier paying a fraudulent claim. More often, they start with a carrier denying a legitimate one, and a claim file that...
In 2025, a UK-based insurer reported a 71% increase in detected fraudulent claims, a trend the company linked to both rising AI-assisted fraud attempts and impr...
Nearly half of American adults own a smartwatch or fitness tracker, and almost every claimant today carries a GPS-enabled smartphone. That means many claims now...
A bodily injury claim may come with hundreds, sometimes thousands, of dollars in medical charges. Some are well-supported and appropriate. Others may contain bi...
Medical costs in workers� compensation continue to rise. As claims become more expensive and complex, the quality of a PPO network can play a significant role i...
When a workers� compensation claim starts to go off track � costs rising, recovery slowing, and prescriptions increasing � the warning signs are usually there e...
Many treatment plans are straightforward. An injury occurs, a provider recommends care, and the claimant recovers. But some claims follow a different pattern, o...
Those working in claims management know that not all claims carry the same level of complexity. A straightforward soft-tissue injury from a minor fender-bender...
Medical costs are the dominant financial driver in workers� compensation. For claims professionals, keeping those costs accurate and defensible is crucial. Work...
Automatic arson might spark curiosity, but for insurance adjusters, investigators, and claims professionals, a burning vehicle is far less cinematic than it see...
When a claim reaches a medical crossroads � disputed diagnoses, questions about causation, unclear treatment plans � the instinct for many adjusters, nurse case...
A back strain comes in and, at first, the claim seems fairly routine. But six months later, the file is still open. Treatment continues without a clear endpoint...
Every summer, millions of Americans pack their bags, head outdoors, and document nearly every moment of it online. For claims professionals, this seasonal shift...
Executive Summary We surveyed claims professionals across the United States to understand how Independent Medical Examinations (IMEs) � evaluations conducted by...
The most dangerous fraud rings in healthcare today don�t operate out of a single clinic, city, or even country. They operate everywhere at once, and they�re get...
In June 2025, the Department of Justice announced the largest healthcare fraud takedown in its history: 324 defendants charged, $14.6 billion in alleged losses,...
Insurance fraud is no longer just exaggerating a fender bender claim or a slip-and-fall at a grocery store that never quite happened. Those cases still exist, b...
Medical fraud starts small, maybe a therapy session that never actually happened, then one line item turns into a dozen. Multiply that by thousands of providers...
Every claims professional knows the goal: investigate thoroughly, document everything, and resolve claims fairly. But in practice, the pressure of high caseload...
Healthcare costs in the U.S. aren�t slowing down. National health expenditures reached roughly $5.3 trillion in 2024, growing about 7% year-over-year. At that l...
Healthcare costs are climbing, and in workers� compensation, that means claims are becoming more expensive, more complex, and harder to close. For claims profes...
Insurance fraud prevention tools have never been more necessary or more urgent. The Coalition Against Insurance Fraud estimates that fraud costs U.S. consumers...
A helicopter evacuation on Mount Everest runs $5,000 to $10,000 a flight. These evacuations happen constantly in the Himalayas�altitude sickness, injuries, exha...
Telehealth now accounts for millions of patient interactions in the U.S. and continues to play a meaningful role in how care is delivered. As its use has expand...
Did you know more than one-third of Americans think it�s acceptable to exaggerate an insurance claim? Did you millions of Americans don�t even consider insuranc...
Traditionally, one of the most common questions in surveillance has been simple: How long should it last? The standard answer was typically a minimum of four ho...
Global trade is widely understood to depend on supply chains, geopolitics, and infrastructure. Marine insurance is just as critical, as it plays a central role...
Independent medical exams (IMEs) are are becoming a central part of how complex claims are evaluated, validated, and resolved. That shift is being driven by ris...
Over 400,000 KitKat bars�gone. In early 2026, a truck carrying roughly 12 tons of KitKat chocolate bars disappeared while in route across Europe. The shipment,...
A Note from the CEO If there�s one thing we can all agree on, it�s that 2025 hasn�t given us much time to catch our breath. Between shifting regulations, emergi...
Most questionable claims look routine at first. The details seem consistent and the documentation appears complete. But as the claim develops, small inconsisten...
For most claims professionals, the pressure is constant: move quickly, make sound decisions, and keep claims progressing. Today, claims are more complex, docume...
Understanding the difference between a field case manager and a telephonic case manager is critical in workers� compensation claims. While both roles support in...
Fraud in auto insurance claims doesn�t always look the way people expect. Sometimes it�s a fully staged accident, carefully planned from start to finish. Other...
This article was written by Julie Dunn, RN, CCM. He was ready to go back. At least, he thought he was. Eight weeks after a fall from a maintenance platform left...
In claims management, the order of operations matters more than most people realize. One of the simplest ways to improve both efficiency and outcomes is to reth...
This article was written by Julie Dunn, RN, CCM. She was a 42-year-old warehouse supervisor, a mother of two and a team leader her coworkers counted on. After a...
In today�s claims environment, the role of a case manager is more critical than ever. When someone is injured, whether from a workplace incident or another type...
Independent Medical Exams (IMEs) play a critical role in claim resolution. But here�s the reality that often gets overlooked: An IME is only as effective as the...
This article was written by Julie Dunn, RN, CCM. A construction worker takes a fall from a ladder and hits his head. He�s conscious, alert, and insists he�s fin...
Self-driving vehicles are often promoted as the future of safer transportation. With cameras, sensors, and artificial intelligence assisting with driving decisi...
In injury claims, medical information often plays a central role in how a case unfolds. Treatment recommendations, disability status, and projected recovery tim...
In complex insurance claims, medical evidence often shapes the financial exposure of the case. One tool used to evaluate medical issues is full file peer review...
In 2023 alone, consumers reported over $10 billion in fraud losses, according to the Federal Trade Commission, with bank transfers and payment apps among the fa...
The Independent Medical Exam (IME) provides an objective, third-party medical opinion. Once the report is received, the focus shifts to evaluating the conclusio...
There was a time when most claim reviews were manual. Adjusters opened files, searched databases, reviewed documents, and made decisions based on what they coul...
Photos carry weight. A single image can influence a claim decision, compliance review, legal strategy, or security response. For that reason, image authenticati...
Artificial intelligence is no longer the �future� of claims operations, it�s the present. From automated intake to fraud detection, AI now powers some of the mo...
Public attitudes toward surveillance and AI are shifting quickly. If you�ve been paying attention to recent headlines, you�ve probably noticed that the backlash...
A useful way to understand claims triage is to think about how an emergency room operates. When patients arrive, a triage nurse assesses each one. A broken arm...
In a claims environment where every expense is scrutinized, it�s natural to compare Independent Medical Exam (IME) vendors based on price. But here�s the realit...
OSINT investigations involve collecting and analyzing publicly available information to support decision-making, verify claims, and detect fraud. OSINT investig...
Utilization review (UR) plays a key role in making sure patients get medically necessary care while keeping healthcare costs in check. But in practice, most del...
An Independent Medical Exam (IME) is intended to be straightforward: a clinical evaluation conducted by a qualified, independent physician. In litigation, howev...
Medical canvassing can provide major value to claims teams and help surface potential fraud, but only when it�s done correctly and professionally. At its core,...
When people hear the term dark web, the mental image is usually dramatic: hooded hackers, shadowy computer setups, and a hidden internet where everything is ill...
Those who work in claims have heard the term case manager thrown around in clinical, administrative, advocacy, and cost containment conversations. But what do t...
Auto accident investigations play a critical role in determining what happened after a crash, who may be at fault, and how insurance claims should be resolved....
Medical peer review is a term that gets tossed around in medical management conversations, but the details don�t always get spelled out. Medical peer review is...
On paper, the insurance industry continues to grow. New fraud detection technology, new platforms, and new efficiencies are rolling out faster than ever. But if...
Utilization management touches nearly every corner of healthcare, yet most people only see it when something goes wrong. For adjusters, it�s part of the daily w...
In retail, finance, and healthcare, data drives decisions. Predictive analytics guide inventory management, real-time recommendations shape customer experience,...
MSP services play a major role in healthcare and claims, yet they�re often misunderstood. MSP stands for Medicare Secondary Payer, the federal rules that determ...
An Open-Source Intelligence (OSINT) investigation involves collecting and analyzing publicly available information to uncover insights, verify claims, and ident...
Insurance fraud has always adapted to new technology, but artificial intelligence is accelerating that evolution at an unprecedented pace. Today, AI isn’t just...
Mental health claims have increased sharply in recent years, reflecting a sustained rise in demand for behavioral health services. Between 2019 and 2023, mental...
Not every claim follows a straight path to resolution. While many cases move through standard processes, others quickly become more complicated due to medical,...
Claims investigations are often about verifying whether a claim aligns with real-world behavior. Activity checks are one of the most efficient tools investigato...
Medical case management has traditionally relied on snapshots in time, including office visits, progress notes, and patient self-reporting. Wearable health devi...
Recorded statements are one of the earliest and most influential tools in the claims process. When conducted and analyzed correctly, they help establish facts,...
Liability claims often arrive with attorney demand packages, including bundles of medical records, billing statements, injury narratives, wage documentation, an...
Today, insurers rely on two primary surveillance approaches: manned surveillance, conducted by a trained investigator in the field, and unmanned surveillance, w...
When someone files a claim, opens a case, or reports an injury, investigators rely on many tools to understand what really happened. One of the most effective a...
When the office becomes a kitchen table or spare bedroom, the rules of Workers’ Compensation don’t always feel so clear. Work-from-home (WFH) has become a perma...
Telephonic case management is a core service in Workers� Compensation and disability programs, designed to guide injured employees through recovery while helpin...
When someone is injured, displaced from work, or facing a disability that makes employment difficult, getting back into the workforce isn’t just a matter of “fi...
When severe weather collides with year-end pressures and a surge in claims, the holiday season creates a perfect environment for insurance fraud to slip through...
When most people think about Workers’ Compensation, they picture routine injuries, such as sprains, minor fractures, and maybe a short course of physical therap...
For a scheme that generated millions in fraudulent activity, the Florida Shuffle remains surprisingly unknown outside fraud and legal circles. While it rarely m...
For years, return-to-work decisions were driven by experience, instinct, and a lot of time-consuming guesswork. The case manager has had to make tough calls wit...
Privacy has become one of the most misunderstood parts of claims investigations. Claimants often assume insurers have limitless power to monitor, record, or fol...
Technology has transformed claims investigations: faster access to medical records, more connected data systems, and deeper digital insights into claimant behav...
Technology has expanded what’s possible in claims surveillance, but it hasn’t changed the legal and ethical boundaries. Investigators must balance evidence-gath...
Insurance investigations walk a careful line. On one hand, insurers have a duty to verify claims through thorough claims investigations and protect themselves f...
Insurance fraud costs the U.S. an estimated $308.6 billion every year, which means strong surveillance is essential. It remains one of the most effective tools...
The biggest misconception in social media investigations is the idea that once a social media post is deleted, it disappears forever. However, that couldn�t be...
Long-term care (LTC) fraud has rapidly evolved from a niche concern into a major industry challenge. According to the Coalition Against Insurance Fraud (CAIF),...
Medical costs are climbing. In fact, for many carriers and self-insured employers, the medical spend in workers� compensation and liability lines is outpacing w...
Medical case management is evolving faster than ever, and 2025 is shaping up to be a year defined by new tools, new expectations, and new pressures on care coor...
Bill review has always been one of the most time-consuming and expensive parts of medical management. Manual data entry, coding complexities, and accuracy issue...
The world of healthcare is changing. There are more older patients, more chronic diseases, and more pressure on already stretched systems. Advancements in medic...
Have you ever wondered how your phone can identify your face in a split second? That�s biometric data at work. Biometric data is the physical and behavioral tra...
What used to be a reliable source of truth is now frequently fabricated. With AI-driven image editing, synthetic media, and deepfake tools readily available, vi...
Surveillance tools are advancing faster than the laws that govern them. Drones, AI-driven video analytics, biometric recognition, and high-resolution imaging ha...
In a world where Google searches and social media feeds often replace doctor visits, one question keeps coming up: has online health advice replaced human guida...
Ten years ago, digital investigations were simple: scroll through a claimant�s social media, take screenshots, and document inconsistencies. In 2025, digital in...
For many carriers, medical bill review and claims investigations operate in separate corners of the claims lifecycle. Bill review teams focus on cost containmen...
When it comes to claims work, evidence is everything. The medical reports, witness statements, and surveillance footage are all important. In today�s connected...
When managing a complex claim, the pressure is real: rising medical bills, ambiguous treatment narratives, and the hunt for evidence that holds up under scrutin...
In today’s world of increasingly complex claims investigations, the event data recorder (EDR) has become one of the most valuable tools available. Sometimes cal...
Those who handle injury claims have probably heard the terms “IME” and “CME” tossed around, but they don’t mean the same thing. Independent medical exams and co...
Let’s start off with some cold, hard facts: Industry experts estimate that staged auto accidents cost insurers around $20 billion annually in the U.S. alone. Th...
The insurance industry is experiencing record growth. Premiums are rising, new technologies are transforming claims processes, and more products are available t...
When telehealth surged during the pandemic, many people saw it as a temporary fix to bridge the distance between patients and providers. Five years later, it’s...
Medical case management has come a long way. Once a paper-heavy process focused largely on scheduling and claims paperwork, it’s now a sophisticated, patient-ce...
Whether coordinating care, managing return-to-work plans, or liaising with medical providers, case managers are working with many moving pieces. While case mana...
When most people think of staged auto fraud, they picture a car cutting off another driver, slamming the brakes, and causing an inevitable rear-end collision. F...
In the realm of medical case management, professionals often focus on clinical assessments, treatment plans, and cost containment. However, one critical element...
Burnout is emerging as a major factor in Workers� Compensation claims. The World Health Organization (WHO) recognizes burnout as an �occupational phenomenon� ti...
Independent Medical Exams (IMEs) are supposed to bring clarity to complex claims. When done well, they provide defensible, evidence-based opinions that support...
When a loss occurs, claims investigations start with the basics: What happened? Who�s responsible? And how much should be paid? But there�s a fourth question th...
When it comes to Independent Medical Exams (IMEs), the outcome is only as strong as the information provided to the physician. Without the right background, IME...
Independent Medical Exams (IMEs) should clarify medical facts, not create new disputes. When an IME is defensible, transparent about conflicts, thorough in reas...
When it comes to Workers’ Compensation, timing is everything. The earlier a case manager gets involved, the better the chance of keeping recovery on track, cont...
Pre-existing conditions are among the trickiest variables in Medical Case Management. Many injured workers come into claims with past injuries, chronic health i...
Independent Medical Exams (IMEs) play a pivotal role in Workers’ Compensation and liability claims. They’re designed to deliver an objective, expert medical opi...
Picture this: a homeowner files a claim for roof damage after a hurricane. Instead of waiting days for an adjuster to climb a ladder and manually document the d...
Physical injury no longer tells the whole story in Workers’ Compensation. Psychosocial factors, including fear of re-injury, poor recovery expectations, and low...
Catastrophic claims represent fewer than 1% of all Workers’ Compensation cases, but they often drive a disproportionate share of costs. Life-altering injuries,...
Case management, as defined by the Case Management Society of America, is �a collaborative process of assessment, planning, facilitation, care coordination, eva...
When an employee gets hurt, everyone shares the same goal: help them recover and return to work safely, without unnecessary delays or costs. But returning to wo...
A witness canvass, neighborhood canvass, and medical canvass each serve a distinct purpose and it’s important to know which one works best with a claim. Missing...
You may have heard activity checks and surveillance tossed around interchangeably in claims discussions. Using the right term and, more importantly, the right m...
In Workers� Compensation, every claim comes down to one core question: did the injury really happen on the job? That�s where AOE-COE investigations come into pl...
Geolocation data is transforming insurance for both carriers and customers, offering new tools to enhance claims investigations and improve outcomes. By analyzi...
We�ve entered the era of subscription-based fraud, where criminals don�t need skills, just a login. Sophisticated crime tools that once required expertise are n...
When it comes to choosing a claims management partner, a lot of factors are important to consider. But according to a 2025 survey, one factor rose to the top: q...
Imagine approving a solid life insurance application: documents look accurate, the Social Security number (SSN) checks out, and everything appears legitimate. F...
In the world of claims management, from Workers’ Compensation to auto, disability, and group health, Utilization Review (UR) plays a critical role in ensuring c...
When it comes to proving intentional fraud, suspicion isn�t enough. In claims investigations, insurers need to build a case that shows intent. But how do you pr...
Trust is a cornerstone of the insurance industry. Whether it�s a policyholder trusting their carrier, or an employer trusting their claims administrator, the wh...
Medical canvassing is one of the most effective tools in modern claims investigations, yet there are many misconceptions about it. Is it legal? Is it a HIPAA vi...
In Workers’ Compensation claims management, every dollar counts. Claims teams are constantly balancing quality care for injured workers with the need to contain...
Nevada is joining a growing list of states changing their Workers’ Compensation systems by adopting the Official Disability Guidelines (ODG) Drug Formulary, whi...
Commercial fleets like delivery trucks, big rigs, and company vans are prime targets for organized fraud. The bigger the fleet, the more resources criminals wil...
Medical bill review plays a critical role in preventing unnecessary costs and ensuring accurate claim outcomes. However, when the bill review process overlooks...
For the insurance industry, the fight against insurance fraud is a perpetual arms race. Just when we think we�ve developed airtight defenses, fraudsters find ne...
From sobbing in parked cars to calling out toxic bosses by name, more employees are taking their resignations due to mental health public and going viral for it...
Overbilling is one of the biggest frustrations in claims handling, especially when the extra costs could have been avoided. That’s where strong prior authorizat...
When a claim hinges on medical evidence, a strong Independent Medical Examination (IME) can make or break your case. Whether you�re dealing with a liability cla...
Every year, millions of tons of cargo move through U.S. ports. While most shipments reach their destinations safely, marine cargo fraud quietly costs insurers a...
Telehealth was one of the biggest pandemic success stories�suddenly, patients could see a doctor without leaving the house. But when healthcare went remote almo...
You might picture organized crime as something out of The Sopranos — drug deals, stolen cars, or money laundering. But what if we told you that one of the bigge...
In liability claims, the credibility of your Independent Medical Examination (IME) physician can make or break your defense. Whether you�re handling bodily inju...
AI isn�t the future of claims � it�s already transforming it. If you�re on a claims desk today, you�re likely dealing with tight timelines, compliance pressure,...
Artificial intelligence is reshaping the way we live, work, and investigate fraud. While AI tools have helped insurers improve claims processing and detect susp...
As self-driving cars become more common on the roads, they’re bringing major changes to the insurance world. When a crash happens and no one is physically behin...
This article explores the ethical boundaries of surveillance in Workers’ Compensation, with a focus on how you as the employer or insurer can approach due dilig...
When it comes to managing disability claims, timing and accuracy are everything. A single missed red flag can lead to prolonged claims, inflated payouts, or wor...
A Compulsory Medical Examination is a court-sanctioned evaluation of a plaintiff’s physical or mental condition, requested by the defense. It’s not optional for...
In May 2025, communities across Kentucky, Missouri, and Texas were rocked by a wave of destructive tornadoes that left thousands in urgent need of repairs and r...
When you�re managing a Workers� Comp claim and things start getting complex, a peer review, Designated Doctor (DD), and Required Medical Exam (RMEs) are usually...
Provider schemes start small�an oddly inflated bill, a flurry of unnecessary diagnostics, or a durable medical equipment (DME) rental that seems to outlast the...
Let’s paint a picture of a real-life scenario: Meet James, a 36-year-old firefighter, who began missing shifts after responding to a traumatic car accident, his...
When a worker files a disability claim, it sets off a chain of decisions, timelines, and responsibilities that result in a swift, safe return to work or extend...
Workers’ compensation exists to protect employees who suffer unfortunate injuries on the job. WC offers them a pathway to recovery and income replacement while...
We’ve all heard and maybe said, “It’s not that big of a deal.” Or maybe, “They won’t even notice.” These are the kinds of quiet justifications that are often an...
Job scams thrive when unemployment rates rise. It�s a harsh reality but as more people search for work, scammers seize the opportunity to take advantage of peop...
It starts with a routine bill. A quick office visit, a follow-up appointment, maybe a therapy session that never actually happened. One line item turns into a d...
Open Source Intelligence is one of the most valuable tools at your disposal today. It’s become a critical resource in fraud detection, claims validation, and mo...
The Black Lung Benefits Act (BLBA) was passed by Congress in 1969 to fill the gaps left by state Workers� Compensation programs. It provides financial and medic...
Water damage claims have long been a challenge for adjusters like yourself, but recent trends show an alarming rise in fraudulent activities, particularly in st...
Medical bill review is no small feat in the world of insurance claims. Whether you’re handling Workers’ Compensation, disability, or personal injury claims, acc...
When a minor fender bender results in a major injury claim, it inevitably sparks some red flags. As an adjuster, low-speed collisions often present a challenge�...
Understanding the red flags of arson is essential for insurance adjusters, risk managers, and law enforcement. Once you�ve learned to find the first signs of an...
An Independent Medical Exam (IME) is a comprehensive medical evaluation conducted by a neutral and independent medical professional. Click here to get a quick r...
When it comes to managing costs while ensuring quality patient care, the utilization review (UR) process is a requirement. But who makes sure this process runs...
Nuclear verdicts aren’t just a buzzword anymore – they are becoming a real threat to the insurance industry, and in this blog, we’ll dig into why claims that on...
Image Authentication is an essential process for verifying the integrity of images and videos, ensuring they haven�t been altered or manipulated. As technology...
If you�re an insurance adjuster handling workers� compensation claims, you�ve likely encountered case managers (CMs) but may not fully understand their role. Ca...
Before diving into the common problems, let’s take a quick look at what medical canvassing is and why it’s important. Medical canvassing involves gathering info...
Utilization Review (UR) nurses play a pivotal role in workers’ compensation claims. They balance regulatory compliance with ensuring appropriate medical care. H...
As a claims adjuster, you know that detecting fraud is a constant part of your job. Unfortunately, disability fraud is all too common, and it costs our industry...
Independent Medical Exams (IMEs) play a critical role in the claims process. They can help insurance adjusters like you, validate injuries, confirm treatment ne...
The insurance litigation process is not for the faint of heart. Think of it as a high-stakes chess match�one wrong move, and you�re facing costly setbacks. But...
Out-of-network billing is one of the most complicated areas in medical bill review, and it’s becoming even more of a headache for insurers. When a patient recei...
Whether it�s a surveillance expert, medical management service, or digital investigator, bringing in the right vendor at the right time can make all the differe...
When handling long term disability (LTD) claims, one of the most critical questions adjusters and case managers face is: Does this claimant’s condition qualify...
When a crash is submitted to an insurance company, reviewing an Event Data Recorder (EDR) report is often a critical step in determining liability, verifying cl...
You’re an insurance adjuster or risk manager trying to assess the validity of a claimant’s medical history. You need reliable, actionable information to make in...
How Price Transparency is Transforming Medical Bill Review Healthcare costs have been a bit of a mystery for years � unpredictable, complex and hard to navigate...
All insurance claims go through an inspection process before legitimacy can be established but today we’ll be discussing specifically the circumstances of Worke...
For the first time ever, Adjusters are dealing with AI liability and negligence cases, from automated driving systems to decision-making algorithms, AI introduc...
Artificial Intelligence (AI) has quickly evolved from a futuristic concept to a game-changer in industries worldwide, particularly in claims management. Accordi...
What is a Medical Bill Review? In simple terms, a medical bill review is a process where qualified experts review a patient�s medical bill to ensure all charges...
Ethos� 2024 Annual Publication delivers a comprehensive analysis of emerging trends in AI and its transformative role within the insurance industry and medical...
Staged accidents are a costly threat to insurers. From fraudulent injury claims to inflated damages, these deceptive practices drive up premiums, increase payou...
With the end of the year quickly approaching here are some of the most important trends, regulations, and laws being introduced as of January 2025. Regulations...
Technology plays a transformative role in streamlining medical claims management. Cutting-edge tools like Artificial Intelligence (AI), automation, and predicti...
As the healthcare industry continues to evolve, value-based care (VBC) has emerged as a transformative approach designed to improve patient outcomes while manag...
Understanding Medicare Secondary Payer In the world of insurance claims, navigating Medicare Secondary Payer (MSP) rules can be challenging. In this article, we...
Utilization review goes hand in hand with Medicare and Medicaid. This process was developed as a cost-containment strategy to combat against overuse of services...
For years, healthcare providers and patients have criticized the Prior Authorization process for causing unnecessary delays in care. However, upcoming regulator...
Let us understand why it�s important for adjusters, risk managers, and anyone who�s ever experienced a natural disaster to be aware of the post-storm fraud risk...
With insurance fraud becoming more advanced every day, understanding the complexities is important for effective claims management. Tackling this problem requir...
We all know that insurance fraud costs insurers and insureds billions annually. The real question is why do people commit fraud? Is it always because of monetar...
Generative AI has garnered great attention in the insurance industry because of its promising potential, but is it really that much better than Traditional AI?...
The rise of digital fraud has become a pressing concern for all insurance professionals. Whether you�re a risk management director, claims manager, or any role...
Efficient UR management is essential not only for compliance but also for enhancing the well-being of employees, reducing costs, and minimizing legal risks. Bel...
As Hurricane Beryl tore through Houston, residents were met with another storm—this time at the gas pump. The skyrocketing fuel prices left many Texans frustrat...
The main benefit of telehealth for claims management is ensuring OSHA compliances are met by allowing employees to make prompt appointments with their physician...
Despite the decline following the pandemic, remote work is three to four times more common than in 2019. The World Economic Forum projects that by 2030, the num...
What Does A SOC 2 Report Mean? In our industry, we deal with a wealth of sensitive information, including personal identification details, medical records, and...
Seems the best way to approach technological advancements in a historically �traditional� industry is through the frontline employees. That means you! Let�s exp...
Let’s dive into the different types of auto theft fraud, the explosive growth of this fraudulent market, and how we’re leveraging cutting-edge technology to fig...
Generative AI has long been praised as a tool for extending creativity and improving the efficiency of how people do their jobs. However, many of the most high-...
MMI is when an injured worker�s condition hits a plateau. This doesn�t mean the worker is fully healed, but it�s the best they�re going to get under the circums...
OSINT, AI, and technology in general are revolutionizing our jobs and lives. Insurance is an industry that began adopting these a bit late but is now recognizin...
Who gets canvassed really depends on the nature of the injury itself, but there is more overlap into areas you might not normally consider, and is why we are go...
As adjusters in the workers� compensation field, you are well-versed about the benefits of Independent Medical examinations. IMEs can be highly beneficial if yo...
The Effects of Life Insurance Fraud Besides the obvious financial gain, emotions like heartbreak, parental responsibility, anger, and depression can also drive...
In 2016, the Coalition Against Insurance Fraud (CAIF) was surveyed to get a handle on the issue. They asked insurers about the problem of people faking their ow...
It has been almost four weeks Since the Baltimore Key bridge collapsed at the impact of the Dali � a Singapore-owned vessel. The tragic incident on this histori...
Medical canvassing is a helpful process of scouring through a claimant’s medical history by contacting past providers and obtaining a comprehensive medical back...
In claims management loss reduction is a constant priority. Previously, insurance adjusters accomplished this through their expertise and use of resources when...
It’s fascinating how maritime fraud encompasses such a wide array of illicit activities, from car theft to food fraud and everything in between. Maritime Cargo...
Big fish means a bigger payout, right? Fraudsters think so. These individuals have figured out that large trucking companies have better insurance coverage than...
In the fast-evolving realm of healthcare, the priorities of third-party administrators (TPAs) and insurers lie in maintaining state compliance and managing cost...
The FBI estimates that the total cost of insurance fraud (excluding health insurance) is more than $40 billion per year. To put this number into a quantitative...
We’re all familiar with a claimant exaggerating their incident. Be that in workers comp or auto insurance. But today you will read about the schemes that frauds...
Insurance fraud has a fiscal consequence on Americans with up to $7,000 worth of premium increases in a 10-year period, but it also has emotionally devastating...
The toughest part of complying with Medicare Secondary Payer (MSP) rules is understanding the regulations. It can be a tedious, time-consuming, and inefficient...
The answer is not always no. However, you must note that social media posts cannot be retrieved once the user deletes them. In the most extreme cases, attorneys...
One of the most common psychologically motivated fraud schemes is Arson. Arson fraud is defined as the purposeful burning of property to recoup an insurance pay...
The importance of conducting a background check on a business is to be informed about the entity you are going into business with. This is when Due Diligence co...
Utilization Review and Utilization Management can be used interchangeably. These terms refer to the process of experts working for insurance companies reviewing...
Medical case management is one such service that plays a pivotal role in coordinating and optimizing patient care. Medical case management aims to manage the ca...
Quality IMEs can provide several benefits to the injured patient. Find out how to make a claimant more comfortable with the idea of an IME and the importance of...
In complex litigation, the success of a case often hinges on the quality and depth of the investigations conducted. Whether you�re dealing with multiple defenda...
In this article, we delve into how complex litigation lawyers can benefit from having the right resources in their corner. We will describe the different servic...
Medical canvassing aims to uncover medical treatment the claimant may not be sharing. It’s important to know if medical treatment related to the work claim inju...
The origins of the Dark Web can be traced back to the U.S. Naval research in 2002 when looking for a secure communications channel that couldn�t be monitored. I...
Digital investigation is the process of using open-source intelligence (link) to gather and analyze information about a person. It includes; social media and ba...
The digitalization of the world emphasizes the importance of fraud detection. The need for the insurance industry to be tech-enabled is being widely accepted bu...
What is a Recorded Statement in Investigations? A Recorded Statement is an SIU service that consists of taking a video or audio interview. During which the clai...
Canvassing is performed by contacting the closest facilities of each type of provider to a claimant’s address and is designed to uncover pre-existing illnesses...
Right now, claims processing is largely a manual function. This makes it prone to human error. Error means less efficiency and less efficiency means higher cost...
The digital revolution has exponentially increased OSINT capabilities with how much information is available in the cyber landscape. Instead of analysts sifting...
What is an EDR tool? This is one, if not the most useful tools available in crash investigations. Also known as a Crash Data Retrieval, 95% of all vehicles have...
What is a (Traditional) Surveillance: An expert investigator provides you with qualified, comprehensive information on your claimant�s daily activities. Investi...
Whether it is workers’ comp, liability, physical injury, or property, verifying the medical diagnosis of your claimant can be a game changer. Having an impartia...
What is Medicare Set-Aside? Medicare Set Aside is a financial safeguard that assigns a portion of a Workers’ Compensation settlement toward their future Medicar...
DIY Investigations Investigations are debatably the most important time to work within legal and ethical boundaries as these cases go through litigation and can...
What is a Medical Cost Projection: A medical cost projection creates a short term, synopsis of the funds that are needed for future medical expenses. It is a gr...
Importance of Medical Peer Review A Medical Peer review is the process where a second physician (employed by the insurer) reviews the treatment records of the c...
What is Unmanned Surveillance? Unmanned surveillance is the use of covert, stationary cameras that blend into their environment in the form of a prop and conduc...
What is a Certified Case Manager (CCM)? Case managers are Medical professionals who do everything in their power to move your claim in the right direction. Thei...
What Is Open Source Intelligence? OSINT is the collection and analysis of open-source intelligence tools. This includes all publicly available information on on...
Is a Medical Canvass HIPAA approved? Yes! The only information obtained during Medical Canvassing is, dates of treatment, hospital admission, outpatient emergen...
What is the role of Artificial Intelligence? Since the pandemic, we�ve been feeling the push of digitization but the insurance industry was it hard by the move...
Why It Matters: Surveillance has become an integral part of our lives. Whether it’s the security cameras at our workplace, the smartphone in our pocket, or the...
What is Medical Case Management? In the complex world of insurance, where every claim can be a financial puzzle, the role of medical case managers is one key pi...
What are the elements of fraud? Fraud is defined as an intentional misrepresentation of a material fact by a person who knows or believes it to be false. Fraudu...
What is an SIU Investigator? An SIU investigator, also known as a Special Investigations Unit investigator, is a professional typically employed by insurance co...
What is SOC Compliance? And What Does it Mean? SOC (System and Organization Controls) is a type of certification where a service organization has completed a th...
Monday Morning Injury or Monday Morning Accident is a term for when an employee approaches you on the first morning of the working week to report an injury sust...
Two powerful tools that have emerged to aid in verifying claims are social media investigation and internet mining investigation. It’s a great and bad thing tha...
What is Medical Canvassing? Canvassing is a meticulous, comprehensive research process that�s designed to uncover a claimant�s pre-existing injuries, illnesses,...
What is an Independent Medical Examination (IME)? An Independent Medical Examination (IME) is a comprehensive medical evaluation conducted by a neutral and inde...